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ZOPA stands for Zone Of Possible Agreement, a term identifying the bounds within which agreement can be reached between two negotiating parties.
In 2011 the Peer-to-Peer Finance Association was established, with Zopa as a founding member.
ZOPA was one of the first P2P lenders in the UK. Zopa was started in 2004 by James Alexander, Giles Andrews, Tim Parlett, Richard Duvall, David Nicholson
Zopa has a yearly get-together in The Cotton Centre for its investors so they can meet and talk about peer-to-peer technology
Normal Return on Investment varies between 3.3% - 5% but is subject to market conditions.